Featured Post

Snow Chaos | Are you Insured for It?

ABI News Releases Index Subscribe
Monday, 02 February 2009 Ref: 16/09
Snow chaos - the insurance position

With widespread disruption to the UK’s travel network, and heavy snow having the potential to damage property, the ABI (Association of British Insurers) has issued the following consumer advice:

Travel insurance

Delays at snowbound airports are usually covered. Typically, cover begins after passengers have been delayed for a period of time specified in their policy (typically eight or 12 hours). The policy will then pay a cash amount, typically of around £50 for each subsequent eight or 12 hour delay, up to a maximum limit. Some policies may pay for flights missed because the passenger is unable to reach the airport due to bad weather. Cancellation of flights due to bad weather is unlikely to be covered – insurance typically only covers passengers if they have to cancel their flight due to events like illness or redundancy. Travellers should check the details of their own policy, as cover does vary, and if there is any doubt, talk to their insurance company, which will be able to explain what is covered.

Household insurance

Snow damage may be covered under the ‘storm’ provision within buildings insurance policies. Policyholders should contact their insurance company for information and advice – most companies have 24-hour emergency helplines for customers.

Motor insurance

Accidents caused by snow or ice will be covered under comprehensive motor insurance policies. The cost of breakdowns or vehicles that fail to start is not covered – motorists should contact their breakdown or roadside assistance provider, which is often bundled with motor insurance policies. Claims against other motorists will only be valid if negligence can be proved.

Nick Starling, the ABI’s Director of General Insurance and Health, said:

“Severe weather conditions cause great disruption and inconvenience, and insurance is there to help soften the blow. People who have suffered flight delays or damage to their home or vehicle due to the weather should contact their insurance company for advice.”

- ENDS -

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

About this Site

This site has been designed to give advice and assistance to those wishing to purchase Insurance. In the coming weeks we will feature the best deals that our search team can find and ultimately we will make this the site that shoppers will come to when they are looking for a bargain.

Share and Enjoy:
These icons [...]

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Popular Posts

Alex King's Popularity Contest plugin would work really well here.

Most Discussed Posts

Nick Momrik's Most Commented plugin would work really well here.

Don’t Need Private Medical Insurance? Think Again!

By Jonathan Waxman

Our Government has been a fabulous custodian of healthcare. Public memory is short and many of us have forgotten how difficult things were for patients before 1997. During the past decade we have seen a doubling in NHS spending. As a result, patients don’t have to wait for scans, are seen in hospitals within a reasonable time, and surgical waiting lists are relatively short.
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Flood Insurance here to stay

AGREEMENT ON FLOOD INSURANCE IS GOOD NEWS FOR CUSTOMERS

The ABI (Association of British Insurers) and the Government have reached agreement that ensures flood insurance remains widely available now and in the long term.

The agreement outlines the actions that both Government and the industry will take over the long term. These include:
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Increased Danger of Flood Risk

ABI COMMISSIONED OPINION RESEARCH INTO PUBLIC ATTITUDES TO FLOODING ONE YEAR ON FROM THE SUMMER FLOODS OF 2007

To coincide with the first anniversary of the 2007 summer floods, the ABI commissioned Populus to carry out a survey into public attitudes towards flooding. Populus interviewed a random sample of 1,000 adults in areas badly hit by the flooding in the summer 2007 in Yorkshire and Humberside and Gloucestershire and Worcestershire.
They also interviewed a random sample of 1,000 adults across the country in areas not as badly hit by last summer’s floods.
KEY FINDINGS
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Huge Cost of Summer Floods

The Summer Floods 2007: 0ne year on

Last summer was the wettest since records began. During June and July, insurers:

- dealt with four years’ worth of claims;
- handled 180,000 claims for flood-damaged homes, businesses and vehicles;
- arranged temporary accomodation for over 17,000 policyholders;
- paid out £3 billion in claims.

The Summer Floods 2007:Summer Floods 2007. one year on and beyond sets out how the insurance industry responded to the largest natural disaster yet in UK, and what action is now needed to manage the increasing risk of flooding
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Insurance Warning for European Drivers

Motorists intent on driving their vehicles on foreign soil this year, have not only been warned to make sure they have European car insurance, but that they should also confirm they are driving with comprehensive cover.

According to new research from Sainsbury’s Car Insurance, 17 per cent of people are planning to tackle foreign roads within the next year, with almost half (48 per cent) of these admitting that they will drive in excess of 1,000 miles.
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Have a Laugh

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Affordable Insurance for those on Low Income


Insurers widen access to home insurance in the North East

The ABI has teamed up with insurer RSA and brokers Marsh to bring together housing providers from councils and housing associations at an event in the North East today, with the aim of widening access to home contents insurance.
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

Travel Insurance | Caveat Emptor

Travel insurance is yet another in a long list of costs as we head overseas for a little rest and relaxation this summer, so it is tempting to give it a miss and keep the cash instead for a cocktail by the beach. In fact, this is just what one in seven UK tourists does when going abroad, reports market research company Defaqto.
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail

West Country | Flood Damage

The ABI (Association of British Insurers) has issued advice to property owners who have suffered flood damage following flash floods in the West Country:

* Household and business insurance policies will cover flood damage. People affected should contact their insurer as soon as possible. Most offer 24-hour emergency helpline services to arrange for repairs to be carried out.
Read the full article

Share and Enjoy: These icons link to social bookmarking sites where readers can share and discover new web pages.
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google
  • e-mail